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Retiring with investment property

Retiring with investment property

What’s your retirement plan? With the average life expectancy getting longer every year, it means we all have to plan as best we can for our retirement, with the aim of being financially stable and secure long into our golden years. It’s more apparent now than ever before that our superannuation just isn’t going to be enough to fund the rest of our lives past retirement.

This is why more and … Read more »

Single income investors

How couples can invest with a single income

With property prices on the rise, it’s easy to assume that a couple with a single income can’t afford to invest in property. However, by putting the right strategy in place, having a clear set of objectives, and understanding the options available to you, couples on one income can invest in property effectively. Investing without having to separate bank accounts or consider individual budgets, a couple can use their joint … Read more »

Rental property in tenant market

5 tips for landlords in a tenant’s market

Rental rates in Australia are falling at the fastest pace ever recorded. According to the latest Rent Review Snapshot, the average rental rate in Australia’s capital cities has fallen by 0.3% in just 12 months. This may be great news for renters, however landlords are now feeling the pressure to meet market values, and it is to their detriment. Despite the current state of the market being … Read more »

How to add value to an older property

Even though Australian housing prices are on the rise, a seller can’t rest on their laurels and just hope for the best when it comes time to put their house on the property market.

Whether you want to increase your property’s value for resale now or in the future, there are plenty of ways you can add value to it, even if it’s a little on the older side.

Here are our … Read more »

SMSF as an option for investors

SMSF as an option for investors

Having a self managed super fund (SMSF) can hold benefits for property investors. Tax rates are generally lower for investments made through an SMSF and if sold at the right time, some taxes can be avoided altogether. With patience and a calculated strategy in place, investing in property through an SMSF can be a good way to secure a long term return on your investment.
What is an SMSF?
A self managed … Read more »

The major Australian banks have clamped down on foreign borrowing, making it more difficult for Chinese and other foreign investors to take out home loans.

Tough new borrowing laws for Chinese market

For several years, the Australian property market has been an attractive investment option for Chinese investors. In 2014 to 2015 Chinese investment accounted for $24.3 billion of the Australian property market, doubling from the year prior.

Earlier this year, the major Australian banks including NAB, Westpac and Commonwealth bank clamped down on foreign borrowing, making it more difficult for Chinese and other foreign investors to take out home loans. In April, … Read more »

Using equity to buy an investment property

Looking to build your investment property portfolio without blowing out the budget or putting stress on cash flow? It is possible. If you already own your own home or another investment property, you may have untapped equity which you can use to buy an investment property.
What is ‘equity’?
Equity is the difference between your property’s market value and the amount owing on the mortgage. For example if your property is worth … Read more »

How to spot a surging market

How to spot a surging market

A surging housing market can often be difficult to differentiate from a short term boom or strong selling season, however there are a few indicators to suggest a housing market is peaking. A surging housing market occurs at a phase in the property market cycle when housing prices have risen to their peak and will subsequently slow in the final stages of the property cycle. The best time to sell … Read more »

Rentvesting: The new property trend for investors

Rentvesting: The new property trend for investors

Rentvesting has become a popular trend as more and more people look to build wealth through property. With Australian housing prices on the rise and seemingly out of reach for the average income, this trend has opened the door for many new investors to enter the market. The idea behind rentvesting is that people continue to rent a property that suits their lifestyle; close to work, schools, restaurants, transport and … Read more »

CBD and South East Light Rail lines

All you need to know about Sydney’s light rail

Construction on two new Sydney light rail lines servicing the CBD and south east suburbs of Sydney has commenced and is expected to be completed by the end of 2017. The lines will expand Sydney’s light rail network through the CBD and to Surry Hills, Moore Park, Randwick, Kensington and Kingsford. The line from Circular Quay to Moore Park will branch off at Anzac Parade near Dacey Road to form … Read more »